For many years my husband and I tried to set a budget, but it never really stuck. And for a while that was fine. We didn’t struggle to pay bills or have tens of thousands of dollars in debt, and we always had a healthy savings. But last year we relocated, and my husband’s income changed in a way we didn’t expect; we had to get really serious about budgeting our regular income and his variable income.
About the same time I discovered The Budget Mom on Instagram, and my family and I started using her methods for tracking and budgeting our expenses. The biggest challenge we faced was finding a food budget that worked well for our family. Here’s how Kumiko Love taught me to set a realistic food budget that my family can actually live with.